SurrogacyCosts

How much does surrogacy cost?

Estimate your surrogacy cost

Free surrogacy cost estimates. No account needed.

Not an agency — we don’t get paid by clinics or agencies.

  • US agency journeys typically $120K–$250K
  • 14 agencies’ published prices compared
  • Costs for 50 states + 5 countries

How much it costs

Realistic numbers first: estimate your own total, then see how location, agencies, insurance, and financing change it.

Cost calculatorYour personalized estimate in 60 seconds
Costs by locationAll 50 US states and 5 countries compared
Agency price comparisonWhat 14 US agencies actually charge
InsuranceThe cost surprise most families miss
FinancingLoans, grants, and employer benefits
EscrowHow the money is held, paid out, and approved
Payment timelineWhen each check is actually due, phase by phase

How the process works

What actually happens, in what order, and the decisions that shape your budget.

Process timelineFrom first consult to bringing baby home
What agencies doWhat you pay them for — and what they don’t cover
Agency vs independentThe biggest cost decision you’ll make
Match call questionsWhat to ask before committing
Medical screeningThe gated steps between match and transfer

Real price data

We track published pricing from 14 US agencies. Full journeys run $120K to $515K — the spread is the story.

See the full comparison

Quick reference

FAQGlossaryResources

Thinking about becoming a surrogate? Compensation, what’s covered, and how pay is structured. For surrogates →

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Occasional notes on costs, benchmarks, and what we learn along the way. No spam, unsubscribe anytime.